Powering Access to Healthcare

We are a global nonprofit that builds and implements technology that lowers financial barriers to healthcare.

Every year, more than a half billion people are pushed or further pushed into extreme poverty by healthcare costs.

We developed mTOMADY so that anyone, anywhere, can access essential health services free from financial risk.

mTOMADY is a multi-payer platform that connects patients, healthcare providers, and health financing services - no matter how remote. We help donors, governments and insurers ensure the equitable, efficient and transparent delivery of health funds - down to the last mile.

How mTOMADY works

Welcome to mTOMADY.

Total amount: Ar 0

1. Save money
2. Save money with friends and family
3. View last TAN

Patients can use a simple mobile phone - or even just a SIM card - to save, receive, or spend mobile money on health expenses, or enroll in health coverage programs. Through a simple USSD menu they can access a variety of health financing options.

Public and private
health insurance

Mobile health wallet

Cash transfers for health

Bonuses & matched savings

Vouchers for free care

Our Impact

people supported by healthcare
financing programs

project countries

treatments have been covered through
mTOMADY since 2019


We lower barriers to maternal healthcare

With our Mobile Maternal Health Wallet pregnant women can save and receive mobile money for any antenatal care expenses.


We make health coverage digitally and financially accessible

The Digital Insurance Card digitizes 3 mutual health insurances in Madagascar - bringing affordable health coverage to more than 150,000 people.

Digitizing voucher programs in
remote communities of Madagascar

A Mobile Health Wallet in
the Democratic Republic
of Congo

Health insurance for cocoa farming communities
in northern Madagascar

Our solution adapts to various settings

Learn more

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